Overdraft Fee

As is evident from my previous posts, things are getting busy here.  One thing I did not anticipate was all the money I would have to spend then wait for reimbursements.  As we are selecting new members for campus organizations and finishing everything up for the semester, I have had to write several checks.  If you remember, for security reasons, I get my bank statement sent to my house, and while I always call to check in on what has gone through, it is hard to get parents to keep up with it in addition to their own statements.  I got all my reimbursement checks, but have been so busy that I had to wait until the end of the week to head to the bank to deposit them.  This is where the problem arose.  One check I wrote weeks before finally cleared, putting me $15 in the red.  When I opened my student account four years ago, there was great overdraft protection on my account, but the woman said it was no longer valid.  It was my fault for not getting the statements here so I could know about the change and my fault for not making it to the bank soon enough to get those reimbursements in.  I paid the fee and have decided in my law school career, I will begin to get my statements sent to me, not home.